Chevy Finance and Used Cars: What You Should Know

Have you wondered: Can I finance a used car? The answer is yes! Chevy finance options are available here at Patriot Chevrolet Limerick in Limerick, PA. Here’s what you need to know…

Finance Application for a New Car

While you’re considering which used Chevy car you’d like to make your own, you can start the financing process before you even leave home.

Here on our website, we have a secure finance application you can fill out and submit. You’ll just need your personal information, employment data, and banking details. We’ll review the application, look at your credit score, and check your credit report. We have contacts with several different lenders, and we’ll reach out to those we think will be a good match.

We’ll contact you and let you know what your finance options are, so you can proceed with your car purchase.

Finding a Car Within Your Finance Plan

Once you know the details of the loan you’re qualified to receive, you can use it when searching for the perfect used Chevy vehicle to purchase.

To get a better handle on what your estimated monthly car payments might be, as opposed to the full loan amount, you can use our online payment calculator. You can do this for each of the used car models you’re considering.

Enter the price of the vehicle, the interest rate of your loan, and the loan term (how many months you’ll be paying). Add in if you’ll be making a down payment and how much, and the value of your trade-in vehicle if you have one. Click on the “Calculate Payments” button.

If the monthly payment is higher or lower than you anticipated, you can adjust the numbers (except for the interest rate!) until the payment is more in line with what you thought. It may be that you can afford a car with a few more options, or you can reduce your loan term to pay off the car faster.

There are things you can do to help with your finance options. For example, making a larger down payment or getting a cosigner on your finance application can qualify you for more vehicles!

Patriot Chevy Limerick has a lot of great used cars available for sale here at our dealership. We can help you find one you love—and we can help you finance it, too!